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Here you will find a current listing of our Savings, Investment, and Loan Rates. You'll find that these rates will make your money work as hard as you do and provide loan payments that are more affordable. We've also provided handy calculators for you to estimate how your savings can grow, determine loan payments and more.
The links below take you to rates for Team One Savings and Loan Products.
Saving,
Checking, and Club Rates
Savings, Checking, and Club Accounts |
Credit
Card Rates
Rates for our no annual fee credit card programs |
Saving,
Money Market, Certificate, IRA and HSA Rates
Money Market Accounts, Certificates of Deposit, IRAs, HSAs |
Mobile Home
Loans
Loan rates for New and Used Mobile Home Loans |
Vehicle Loan Rates
Rates for New, Used and Refinanced Cars, Trucks, Vans, and Classic Car Loans |
Real Estate
Loan Rates
Rates for Fixed-Rate, Adjustable Rate, and other
home loans |
Sport
Vehicle Rates
Snowmobile, personal watercraft and All Terrain Vehicle Loans |
Home Equity Loan Rates
Rates for Home Equity Lines of Credit and Home
Equity Loans |
Recreation Vehicle Rates
Loan rates for Boats, RVs, and Airplane Loans |
Vacant Land
Loans
5, 7 and 10 year options |
Miscellaneous
Loans
Loan rates for Signature loans, CD-Secured and
Share-Secured Loans |
Rate
Comparisons
Compare Team One Visa rates to those of several
competitors |
Balance Transfer Loan
Loan Rate to Transfer Higher Rate Credit Card Debt |
Calculators
Mortgage, Personal Debt Consolidation, Savings,
Mortgage Qualifier, General Loan and Auto Rate Vs. Rebate
Calculator |
Saving, Checking, and Club Rates*
| |
Rate |
APY* |
Savings & Club Accounts |
$0 - $2,000 |
.50% |
.50% |
$2,000.01 –
over |
.75% |
.75% |
|
“Your Savings” |
$0 - $1,000 |
.75% |
.75% |
$1,000.01 - $5,000 |
1.00% |
1.00% |
$5,000.01 –
over |
1.25% |
1.26% |
|
Checking |
$0 - $1,000 |
0.00% |
0.00% |
$1,000.01 - $5,000 |
.50% |
.50% |
$5,000.01 - $10,000 |
.75% |
.75% |
$10,000.01 - over |
1.00% |
1.00% |
| |
| Click here for Truth-in-Savings Disclosure. |
Money Market, Certificate, IRA and HSA Rates*
| |
Rate |
APY* |
Money Market |
$2000.01-$25,000
|
1.24%
|
1.25%
|
$25,000.01-$75,000
|
2.23%
|
2.25%
|
$75,000.01-$200,000
|
2.47%
|
2.50%
|
$200,000.01 and over
|
2.72%
|
2.75%
|
|
IRA/Deferred Compensation |
$0 - $2,000 |
1.50% |
1.51% |
$2,000.01 - $5,000 |
1.75% |
1.75% |
$5,000.01 - $10,000 |
2.00% |
2.02% |
$10,000.01 - Over |
2.25% |
2.27% |
|
|
Health Savings Accounts (HSA) |
HSA |
2.96% |
3.00% |
|
Certificates
of Deposit & IRA/Deferred Compensation Certificates of Deposit |
|
3 - 5 Months
|
2.03%
|
2.05%
|
6 - 11 Months |
2.28%
|
2.30%
|
12 - 23 Months |
3.25%
|
3.30%
|
24 - 35 Months |
3.45%
|
3.50%
|
36 - 47 Months |
3.64%
|
3.70%
|
48 - 59 Months |
3.83%
|
3.90%
|
60 Months |
4.12%
|
4.20%
|
| |
| *APY= Annual Percentage Yield. Rates and
terms are subject to change. |
| |
| Click here for Truth-in-Savings Disclosure. |
Consumer Loan Rates**
| |
APR**
as low as |
| Vehicle
Loans |
‘08 - ’06
New Vehicles & Motorcycles up to 60 Months |
5.49%
|
‘08 - ’06
New Vehicles & Motorcycles 61 to 72 Months |
6.99%
|
'05 to '03 Vehicles
|
7.49%
|
'02 & Older Vehicles
& Motorcycles |
8.49%
|
Adjustable Rate
Car Loan (New/Used –Terms Vary) |
5.00%
|
|
|
|
* APR = Annual Percentage Rate.
The rate that you receive will be based on your credit
history. |
|
| |
APR**
as low as |
| Sport
Vehicle Rates |
New or Used Used
Sport Vehicle (Snowmobile, Per. Watercraft, 4-wheeler) |
8.50% |
| |
APR**
as low as |
| Recreation
Vehicle |
0-60 Months
Term |
6.99% |
61-120 Months
Term |
7.25% |
121-180 Months
Term |
7.50% |
| |
APR**
as low as |
| Miscellaneous
Loans |
Revolving Line of Credit |
10.90% |
Signature (60 mo. max.)
|
10.90%
|
CD Secured |
2.50% over
current
CD rate |
Share Secured |
5.50% |
| |
APR** |
| Balance Transfer Loan |
60 Month Maximum Term |
10.9% |
| |
APR** |
| Credit Cards |
Visa Platinum |
from 9.90% to 21.90%** |
Visa Platinum w/ScoreCard Bonus
Points |
from 10.90% to 22.90%** |
**Rates are based on your credit
history. |
| |
APR**
as low as |
| Mobile Home
Loans |
New
– 10 yr. Balloon, 240 mo. max |
9.50% |
Used – 10 yr.
Balloon, 240 mo. max |
10.00% |
|
APR**
as low as |
| Home Equity
Loans |
Home
Equity Line of Credit (LTV
80% or Less) |
Prime Rate + 1% |
Home
Equity Line of Credit (LTV
81 - 90%) |
Prime Rate + 2% |
5 Yr. Fixed Home Equity
(LTV 80% or less) |
6.25%
|
5
Yr. Fixed Home Equity (LTV over 80%) |
7.50%
|
10 Yr. Fixed Home Equity
(LTV 80% or less) |
6.75%
|
10
Yr. Fixed Home Equity (LTV over 80%) |
8.25%
|
| |
APR**
as low as |
| Vacant
Land Loans |
5
Year (LTV 80% of improved, 50% of unimproved) |
7.25% |
7 Year (LTV 80% of improved,
50% of unimproved) |
7.75% |
10
Year (LTV 80% of improved, 50% of unimproved) |
8.25% |
| Prime Rate = 5.00% APR |
* APY= Annual Percentage Yield. Rates and
terms are subject to change. See Team One for additional
details. |
**APR = Annual Percentage Rate. Rates quoted
are based on credit history. To determine your rate, please
contact the credit union. Other rates and terms may be available.
Rates and terms are subject to change. See Team One for additional details. |
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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act |
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